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    <title>Consumer Information Blog - Middletown Thrall Library</title>
    <link>http://www.thrall.org/blogs/consumers.html</link>
    <description>Consumer information, news, advisories, and other information on the web and in the library.</description>
    <item>
       <title>New Rules for Credit Cards</title>
       <link>http://www.thrall.org/blogs/consumers.html#49</link>
       <guid>http://www.thrall.org/blogs/consumers.html#49</guid>
       <description>Read about the changes and how they might affect credit card holders.</description>
    </item>
    <item>
       <title>Student Loans &amp; College Funding</title>
       <link>http://www.thrall.org/blogs/consumers.html#48</link>
       <guid>http://www.thrall.org/blogs/consumers.html#48</guid>
       <description>Information from the New York State Attorney General's Office.</description>
    </item>
    <item>
       <title>FDIC Consumer Alert</title>
       <link>http://www.thrall.org/blogs/consumers.html#47</link>
       <guid>http://www.thrall.org/blogs/consumers.html#47</guid>
       <description>An advisory from FDIC concerning fake e-mail messages.</description>
    </item>
    <item>
       <title>Secondhand Products Advisory</title>
       <link>http://www.thrall.org/blogs/consumers.html#46</link>
       <guid>http://www.thrall.org/blogs/consumers.html#46</guid>
       <description>Advisory from NYS and related information on buying used products.</description>
    </item>
    <item>
       <title>NYS CPB: Recent Scams</title>
       <link>http://www.thrall.org/blogs/consumers.html#45</link>
       <guid>http://www.thrall.org/blogs/consumers.html#45</guid>
       <description>Review the New York State Consumer Protection Board's list of recent scams.</description>
    </item>
    <item>
       <title>Consumer Awareness Flyer</title>
       <link>http://www.thrall.org/blogs/consumers.html#44</link>
       <guid>http://www.thrall.org/blogs/consumers.html#44</guid>
       <description>Download a free one-page flyer for consumers.</description>
    </item>
    <item>
       <title>Credit Card Accountability Act</title>
       <link>http://www.thrall.org/blogs/consumers.html#43</link>
       <guid>http://www.thrall.org/blogs/consumers.html#43</guid>
       <description>Learn about this legislation signed into law by President Obama.</description>
    </item>
    <item>
       <title>Consumer Action Handbook 2009</title>
       <link>http://www.thrall.org/blogs/consumers.html#42</link>
       <guid>http://www.thrall.org/blogs/consumers.html#42</guid>
       <description>The lastest edition of this handy book is online. Download either the complete book or individual chapters!</description>
    </item>
    <item>
       <title>DTV Delay Act</title>
       <link>http://www.thrall.org/blogs/consumers.html#41</link>
       <guid>http://www.thrall.org/blogs/consumers.html#41</guid>
       <description>Learn more about the digital television transition and the DTV Delay Act of 2009.</description>
    </item>
    <item>
       <title>HelpWithMyBank.gov</title>
       <link>http://www.thrall.org/blogs/consumers.html#40</link>
       <guid>http://www.thrall.org/blogs/consumers.html#40</guid>
        <description>The Office of the Comptroller of the Currency (OCC) maintains a website to help you with your national banking questions...</description>
    </item>
    <item>
       <title>Who Cares?</title>
       <link>http://www.thrall.org/blogs/consumers.html#39</link>
       <guid>http://www.thrall.org/blogs/consumers.html#39</guid>
        <description>The FTC has published a new resource guide for seniors...</description>
    </item>
    <item>
       <title>Using Credit Wisely</title>
       <link>http://www.thrall.org/blogs/consumers.html#38</link>
       <guid>http://www.thrall.org/blogs/consumers.html#38</guid>
        <description>The National Foundation for Credit Counseling (NFCC) offers a website of interest to consumers, especially those facing issues such as debt...</description>
    </item>
    <item>
       <title>Homeowner Crisis Resource Center</title>
       <link>http://www.thrall.org/blogs/consumers.html#37</link>
       <guid>http://www.thrall.org/blogs/consumers.html#37</guid>
        <description>The National Foundation for Credit Counseling (NFCC) has created a website for homeowners...</description>
    </item>
    <item>
       <title>FDIC Coverage</title>
       <link>http://www.thrall.org/blogs/consumers.html#36</link>
       <guid>http://www.thrall.org/blogs/consumers.html#36</guid>
        <description>The FDIC (Federal Deposit Insurance Corporation) has published new information for consumers.</description>
    </item>
    <item>
       <title>Heat Smart</title>
       <link>http://www.thrall.org/blogs/consumers.html#35</link>
       <guid>http://www.thrall.org/blogs/consumers.html#35</guid>
        <description>New York State Governor David A. Paterson has announced a "new statewide, multi-agency public information education campaign called HeatSmartNY."</description>
    </item>
    <item>
       <title>Investors and Recent Market Events</title>
       <link>http://www.thrall.org/blogs/consumers.html#34</link>
       <guid>http://www.thrall.org/blogs/consumers.html#34</guid>
        <description>The U.S. Securities and Exchange Commission (SEC) offers Information for Individual Investors on Recent Market Events. </description>
    </item>
    <item>
       <title>Recognizing and Reporting Phone Fraud</title>
       <link>http://www.thrall.org/blogs/consumers.html#33</link>
       <guid>http://www.thrall.org/blogs/consumers.html#33</guid>
        <description>The U.S. Federal Trade Commission (FTC) has published a consumer advisory concerning potential telephone-based threats of fraud.</description>
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