Middletown Thrall Library Special Coverage:

The Economy

Global Economic Crisis & Recovery, News, Statistics,
World Economic Indicators, Credit / Financing, Energy,
Food, Housing / Mortgages / Subprime, Related Resources


Please select a topic:





Other destinations...

>Ask a Librarian     >Blogs     >Databases: Business or General

>Special Coverage Center     >Web Guides     >Home



Special Coverage: The Economy / Global Economic Crisis & Recovery Resource Guide
Copyright © 2008 - 2013 Middletown Thrall Library, a U.S. Federal Depository Library




































National & International
Economic Information


Learning about the Economy

Subsections:

General Information about the Economy
Economy 101: the Vocabulary of Recession
Economic terms defined. From Infoplease. See also:
U.S. Economy and the Federa l Budget
Links to charts comparing years for the federal budget, U.S. Economy and Agriculture. Topics include average prices of selected fuels, consumer price index, cost of living index, farm income and more.
Federal Reserve Education: Economics
Topics include: Consumer Banking, Consumer Protection, Economics, Home Ownership & Mortgages, Interest Rates, Loans & Credit
How Stuff Works: Money & Economic Basics Library
Explanations, definitions, and current examples of various economic ideas, phenomena, and processes.
Resources for Economists (RFE)
You can search or browse this a directory of educational, news, and statistical resources. Maintained and provided by the American Economic Association (AEA).
SparkNotes: Economics Study Guides
Sections include: Macroeconomics (Measuring the Economy, Money, Banking, Economic Growth, International Trade, Tax and Fiscal Policy, Policy Debates, Aggregate Demand, Aggregate Supply), Microeconomics (Elasticity, Income Distribution, Monopolies and Oligopolies), Labor Markets (Labor Demand, Labor Supply, Review of Labor Markets), Supply and Demand.
Understanding Ratings
From Standards and Poor's. Learn about their credit rating system and criteria.
USA Economy in Brief
Topics include: Introduction, Goods and Services, Service Economy, Creative Destruction, Businesses Large and Small, Workers and Productivity, The Role of Government, Macroeconomic Policy, Energy, Foreign Investment. From America.gov.



Definitions & Explanations of Economic Terms

Glossaries of Economic Terminology
Bureau of Economic Analysis Glossary
Search or alphabetically browse.
Economicae: An illustrated Encyclopedia of Economics
In addition to definitions, you can learn about famous economists. The "mathematics of economy" page appears absent at the moment.
Federal Reserve Education: Glossary of Terms
How Debt Works
From How Stuff Works.
Investopedia Dictionary
Investment terminology, including economy, stocks, bonds, treasuries, and other economic and financial terms.
InvestorWords.com
Business, financial, and investment terminology defined.




>> Return to Main Menu <<
























Economic Indicators - U.S. & World Indexes,
Global Economy Statistics & Peformance

Bureau of Labor Statistics (BLS):
Economic Indicator
Definition, article, with some related articles/websites. Please read Wikipedia's disclaimers.
Economic Indicators: An Overview
Provided by Investopedia.com from Forbes.
Economic Indicators.gov
"Economic Indicators.gov is brought to you by the Economics and Statistics Administration at the U.S. Department of Commerce. Our mission is to provide timely access to the daily releases of key economic indicators from the Bureau of Economic Analysis and the U.S. Census Bureau."
Federal Reserve: Statistics & Historical Data
"Federal Reserve statistical releases and historical data have been divided into two pages: Statistics and Historical Data and Surveys and Reports." Includes: Principal Economic Indicators, Bank Asset Quality, Bank Assets and Liabilities, Bank Structure Data, Business Finance, Exchange Rates and International Data, Flow of Funds Accounts, Household Finance, Industrial Activity, Interest Rates, Money Stock and Reserve Balances, and Surveys and Reports (Survey of Small Business Finances, etc.).
Federal Reserve Bank of New York: Regional Economy
"Our economists analyze local economic growth, labor markets, real estate, and public finance issues, contributing to discussions of regional and national economic policy." Topics include: Regional Economy, Regional Economic Indicators, Index of Coincident Economic Indicators Empire State Manufacturing Survey, Upstate New York Regional Review, Upstate New York At-a-Glance." See also their District Profiles and Regional Outreach pages.
Global Business Cycle Indicators
"The Conference Board publishes leading, coincident, and lagging indexes designed to signal peaks and troughs in the business cycle for nine countries around the world." Select countries of interest at left side of page. See also this related page for more indicators from The Conference Board.
Gross Domestic Product (GDP)
Please read Wikipedia's disclaimer.
Housing and Economic Indicators
"In addition to NAR's own existing-home sales series, NAR Research monitors other indicators such as new-home sales, housing starts, producer prices, mortgage rates and more." Provided by the National Association of Realtors (NAR).
Index of Coincident Economic Indicators (ICEI) for New York State
Provided by the New York State Department of Labor.
The National Bureau of Economic Research
"Founded in 1920, the National Bureau of Economic Research is a private, nonprofit, nonpartisan research organization dedicated to promoting a greater understanding of how the economy works. The NBER is committed to undertaking and disseminating unbiased economic research among public policymakers, business professionals, and the academic community. " Data includes business cycle dates and economic indicators and statistic releases.
U.S. Census Bureau: Economic Indicators
White House: The Economy
News, videos, and progress reports.




>> Return to Main Menu <<
























Global Economic Crisis
Extended Coverage, World Markets Analyses

BBC: Global Recession
CNBC
CNBC currently offers the special coverage topics:
CNN: Road to Rescue
Issue #1: America's Money
Focusing on: college costs, retirement, student loans, savings, and consumer confidence.
C-SPAN: The U.S. Economy
News, stories, video, hearings, coverage of the economic crisis and related U.S. Government actions/statements.
Financial Times: Global Financial Crisis
Marketplace: Fallout: America's Financial Crisis
Includes news and many helpful special reports on the economy as well great video explanations of CDOs (collaterized debt obligations) and credit default swaps.
MSNBC: Economy in Turmoil - One Year Later
The New York Times:
Planet Money
Podcasts from NPR (National Public Radio) . "Money makes the world go around, faster and faster every day. On NPR's Planet Money, you'll meet high rollers, brainy economists and regular folks - all trying to make sense of our rapidly changing global economy."
This American Life:
This NPR (National Public Radio) weekly program produced two highly educational reports for the uninitiated on the financial crisis. You can listen to these by following the links below:
Reuters: "The Year Since Lehman: Times of Crisis"
Times Herald-Record: Regional Economic News
Local coverage of the economy.
Yahoo!: Financial Crisis
Wall Street Journal: The Financial Crisis
See also: Economic News and Government Information



>> Return to Main Menu <<
























Economic News - U.S. & Global
Economies & Markets

BBC: World Economy News
Bloomberg: Economy News
Businessweek: Economy News
Christian Science Monitor: Economy
CNBC: World Market News, Stock Market, Business, Financial, Earnings
CNN: Economic News and Job Reports
Current Interests: Banking, Business, Economy, Finance News
The Economist
Forbes: Economy News
FT Financial Times: World Business and Economy News
Google Finance
See also: recent Google News headlines for: "economy," "bailout bill," "Emergency Economic Stabilization Act"
National Public Radio (NPR): Economy
The New York Times: Economics: World Economic News and Analysis
Reuters: Economy
See also Reuter's Business & Finance News
Wall Street Journal
Yahoo! News: Economy
See also their U.S. Economy news page.
Yahoo! Finance & World Market Indices
See also: Global Economic Crisis - Special Coverage and Government Information



>> Return to Main Menu <<
























Government Information
Relating to the Economy

Please choose a subsection:


Please note: Due to recent heavy Internet traffic, some websites
or PDF documents might be temporarily unreachable.

.PDF documents can be viewed with the free Adobe Reader.






Emergency Economic Stabilization Act of 2008
TARP (Troubled Assets Relief Program)
American Recovery and Reinvestment Act of 2009


This section of our guide has its own page:

Please click here to continue to the
"Emergency Economic Stabilization Act of 2008
/ TARP / American Recovery and Reinvestment Act of 2009" area of our web guide


...or continue scrolling down this page
for the list of U.S. Government economy websites.







Government Agency Websites on the Economy
& Related Financial Information

Jump to:


U.S. Federal Government Websites
www.AStrongMiddleClass.gov
Learn more about this website in our Government Information blog.
Bureau of Economic Analysis (BEA)
"The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic accounts data in an objective and cost-effective manner."
Bureau of Labor Statistics (BLS): U.S. Economy at a Glance
Bureau of the Public Debt
"Our job is to borrow the money needed to operate the Federal Government and to account for the resulting debt." An agency of the U.S. Department of the Treasury.
Commodity Futures Trading Commission (CFTC)
"Congress created the Commodity Futures Trading Commission (CFTC) in 1974 as an independent agency with the mandate to regulate commodity futures and option markets in the United States. The agency's mandate has been renewed and expanded several times since then, most recently by the Commodity Futures Modernization Act of 2000."
Congressional Budget Office
"CBO's mandate is to provide the Congress with: Objective, nonpartisan, and timely analyses to aid in economic and budgetary decisions on the wide array of programs covered by the federal budget and the information and estimates required for the Congressional budget process."
Department of Commerce: Economic News
Economic Development Administration
"The Economic Development Administration (EDA) was established under the Public Works and Economic Development Act of 1965 (42 U.S.C. § 3121), as amended, to generate jobs, help retain existing jobs, and stimulate industrial and commercial growth in economically distressed areas of the United States." From the U.S. Department of Commerce.
Economic Research and Data
Provided by the U.S. Federal Reserve Board.
Economic Report of the President
"The Economic Report of the President is an annual report written by the Chairman of the Council of Economic Advisors. It overviews the nation's economic progress using text and extensive data appendices." Search or browse. Provided through the U.S. Government Printing Office (GPO). Some documents are in the PDF format: view them with the Adobe Reader.
EconomicRecovery.gov
"EconomicRecovery.gov is a resource for the American people to find help to keep their homes, find jobs and protect their savings."
The Economy
Updates from The White House.
Export.gov
"Export.gov brings together resources from across the U.S. Government to assist American businesses in planning their international sales strategies and succeed in today's global marketplace."
Federal Deposit Insurance Corporation (FDIC)
"The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress that maintains the stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions, and managing receiverships."
Federal Reserve Bank of New York
"The Federal Reserve Bank of New York is one of 12 regional Reserve Banks which, together with the Board of Governors in Washington, D.C., make up the Federal Reserve System."
Federal Reserve Board
Board of Governors of the Federal Reserve System. See also their Federal Reserve System: Purposes & Functions page.
Federal Trade Commission (FTC)
"The FTC deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy."
House Financial Services Committee
"The Committee oversees all components of the nation's housing and financial services sectors including banking, insurance, real estate, public and assisted housing, and securities."
International Trade Administration (ITA)
"ITA's mission is to create prosperity by strengthening the competitiveness of U.S. industry, promoting trade and investment, and ensuring fair trade and compliance with trade laws and agreements."
Joint Economic Committee of the U.S. Congress
"The Joint Economic Committee (JEC) is a bicameral Congressional Committee composed of ten members from each the Senate and the House of Representatives. There are twelve Democrats and eight Republicans on the Committee. The JEC was established by the Employment Act of 1946 (Public Law 304). Its main purpose is to make a continuing study of matters relating to the US economy. The Committee holds hearings, performs research and advises Members of Congress."
MakingHomeAffordable.gov
A quote from the White House Blog (March 19, 2000): "At midnight last night the Treasury Department took a great step to ensure that everybody who can take advantage of the President housing plan can do so, helping to put the brakes on the foreclosure crisis, launching MakingHomeAffordable.gov - a site where you can find out everything you need to know about the President?s plan and whether you qualify."
National Credit Union Administration (NCUA)
"he National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions."
National Economic Accounts
Gross Domestic Product (GDP), Personal Income and Outlays, Corporate Profits, Government Current Receipts and Expenditures, Supplemental Estimates, Fixed Assets, Provided by the U.S. Bureau of Economic Analysis (BEA). PDF documents require the Adobe Reader. Documents in the Excel (.xls) or CSV format can be viewed with Open Office's Calc (spreadsheet software) or Microsoft's Excel Viewer.
Office of Thrift Supervision (OTS)
"To supervise savings associations and their holding companies in order to maintain their safety and soundness and compliance with consumer laws, and to encourage a competitive industry that meets America's financial services needs."
www.Recovery.gov
Learn more about this website in our Government Information blog.
TradeAgreements.gov
"TradeAgreements.gov is an interagency effort by the United States Government to provide the public with the latest information on America's trade agreements. A joint effort between the Departments of Agriculture, Commerce, State, Treasury and the Office of the United States Trade Representative, this site will be regularly updated with news about existing agreements, as well as pending free trade agreements with Peru, Colombia, Panama and South Korea."
U.S. Business and Industry: Census Bureau Economic Programs
"Economic Statistics by Geography, Sector, and Frequency"
U.S. Department of Agriculture: Economic Research Service
"The Economics of Food, Farming, Natural Resources, and Rural America."
U.S. Department of Treasury
News, reports, and information related to the budget and economy of the United States of America.
U.S. Securities and Exchange Commission (SEC)
"The mission of the U.S. Securities and Exchange Commission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation."
U.S. Senate Committee on Banking, Housing, and Urban Affairs
U.S. Senate Finance Committee
USA.gov: U.S. Financial Crisis - Questions & Answers
Includes summary and government websites related to the recent House of Representatives vote concerning the Emergency Economic Stabilization Act of 2008, including negotations leading up to the vote on September 29, 2008, as well as President George W. Bush's recent address to the nation.
See also United States Senators - New York State and the "Housing" section (in this guide) and the "Economy" category in our GovSites web guide.



New York State Government Websites
American Recovery and Reinvestment Act: Stimulus in New York State (2010)
A quarterly report by Governor David A. Paterson's Economic Recovery and Reinvestment Cabinet was issued in August provides an overview of projects, with charts and data, involving Job Training, Transportation, Clean Water, Housing, Energy, and Public Safety.
New York State Guide to the 2009 American Recovery and Reinvestment Act
News, handbook, information from the NYS Governor, and more.


See also:




>> Return to Main Menu <<
























International / Global Economies
International Trade & Economic Development

African Economy and African Business
Resource guide provided by Stanford University Libraries.
Asia Economic Institute (AEI)
"Our principal goals are to act as a source of knowledge about the economic markets of Asia and to serve as a place where interested professionals can interact and further the mission of AEI."
Asia Times: Asian Economy
Business and financial news and analysis.
Doing Business
"The Doing Business project provides objective measures of business regulations and their enforcement across 181 economies and selected cities at the subnational and regional level." Provided by The World Bank Group.
The Economist: Country Briefings
"News, country profiles, forecasts, statistics" for various countries.
European Central Bank (ECB)
"The ECB is the central bank for Europe's single currency, the euro. The ECB's main task is to maintain the euro's purchasing power and thus price stability in the euro area."
European Commission: Economic and Financial Affairs
Topics include: The Euro, EU Economic Situation, Economic Forecasts, International Economic Issues, Publications, News, Economic Research, and more. See also the European Commission home page for more related news and information.
European Free Trade Association (EFTA)
"an intergovernmental organisation set up for the promotion of free trade and economic integration to the benefit of its four Member States: Iceland, Liechtenstein, Norway and Switzerland."
Financial Stability Forum
"The Financial Stability Forum (FSF) was convened in April 1999 to promote international financial stability through information exchange and international co-operation in financial supervision and surveillance."
FT Financial Times: World Business and Economy News
Global Economy
Article from Wikipedia. See also their article on World Economy. Please read Wikipedia's disclaimer.
Global Market Research and Global Market Investing
Provided by Wall Street Journal.
Institute for International Economics
"The Peterson Institute for International Economics is a private, nonprofit, nonpartisan research institution devoted to the study of international economic policy."
International Monetary Fund (IMF)
"The IMF is an international organization of 185 member countries. It was established to promote international monetary cooperation, exchange stability, and orderly exchange arrangements; to foster economic growth and high levels of employment; and to provide temporary financial assistance to countries to help ease balance of payments adjustment."
International Trade Administration (ITA)
"ITA's mission is to create prosperity by strengthening the competitiveness of U.S. industry, promoting trade and investment, and ensuring fair trade and compliance with trade laws and agreements."
Organisation for Economic Co-operation and Development (OECD)
"OECD brings together the governments of countries committed to democracy and the market economy from around the world to: Support sustainable economic growth, Boost employment, Raise living standards, Maintain financial stability, Assist other countries' economic development, Contribute to growth in world trade."
Society > Issues > Economic > International
Directory of related resources and websites from the Open Directory Project.
Statistical Resources on the Web: Foreign and International Economics
A directory of international economic websites. Provided by the University of Michigan Library, Documents Center.
United Nations (UN):
United States Treasury Department: Office of International Affairs
"Treasury's Office of International Affairs protects and supports economic prosperity at home by encouraging financial stability and sound economic policies abroad."
The World Bank
News, statistics, World Economic Outlook Reports, and more.
The World Economic Forum
World economic issues and related news and articles. "The World Economic Forum is an independent international organization committed to improving the state of the world by engaging leaders in partnerships to shape global, regional and industry agendas. Incorporated as a foundation in 1971, and based in Geneva, Switzerland, the World Economic Forum is impartial and not-for-profit; it is tied to no political, partisan or national interests. The World Economic Forum is under the supervision of the Swiss Federal Government."
Office of the United States Trade Representative
"The Office of the United States Trade Representative (USTR) is an agency of over 200 people, a highly committed group of professionals who have decades of specialized experience in trade issues and regions of the world. They negotiate directly with foreign governments to create trade agreements, resolve disputes and participate in global trade policy organizations. They also meet with governments, business groups, legislators and public interest groups to gather input on trade issues and explain the president's trade policy positions. The agency was founded in 1962 and has offices in Washington, Geneva and Brussels."
The World Trade Organization (WTO)
"Functions: Administering WTO Trade Agreements, Forum for Trade Negotiations, Handling Trade Disputes, Monitoring National Trade Policies, Technical Assistance and Training for Developing Countries, Cooperation With Other International Organizations."




>> Return to Main Menu <<
























Personal Finances and
Consumer Interest Topics


Banking

Banking and Your Money
Includes "When a Bank Fails - Facts for Depositors, Creditors, and Borrowers" and other consumer advisories. From the Federal Deposit Insurance Corporation (FDIC).
Federal Deposit Insurance Corporation (FDIC)
"The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress that maintains the stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions, and managing receiverships." See also the FDIC's announcement: "FDIC Deposit Insurance Coverage" (October 3, 2008)
Federal Reserve: Banking Information & Regulation
News and policies. Provided by the U.S. Federal Reserve Board.
HelpWithMyBank.gov
"Helpwithmybank.gov helps you find answers to your National Banking questions." Provided by the Office of the Comptroller of the Currency, from the U.S. Treasury Department.
New York State Banking Department
"To allow the financial industry to expand and prosper through judicious regulation and vigilant supervision, to educate and protect consumers while promoting economic growth and ensuring that the financial system is safe and accessible to all."
Quick Links for Consumers & Communities
From the Federal Deposit Insurance Corporation (FDIC).
U.S. Senate Committee on Banking, Housing, and Urban Affairs
Includes *recent (*September 23, 2008) information and hearings transcripts concerning the U.S. Treasury Department's draft legislation of a financial package to "stabilize the economy."




>> Return to Main Menu <<
























Credit & Debt Issues
Personal Budgeting & Finances

Balancing Act: Credit & Debt
A special report from CNBC concerning the current financial crisis and "credit crunch" of 2008.
Consumer Handbook to Credit Protection Laws
Provided by the U.S. Federal Reserve Board.
Consumer Information: Credit
Several sites from Thrall's Consumer Information web guide.
"Credit Crunch"
Article from Wikipedia. Please read Wikipedia's disclaimer.
Credit and Loans
Topics include: Your Rights: Credit Reporting, Credit Cards and Consumer Loans, Credit Reports and Scoring, Mortgages / Real Estate, Privacy. Also available in Spanish / en Español. From the U.S. Federal Trade Commission (FTC).
DebtAdvice.org
"DebtAdvice.org is designed to help consumers understand the wise use of credit and locate a trained, certified counselor if you are in need of assistance. DebtAdvice.org is a service provided by the members of the National Foundation for Credit Counseling, (NFCC), most of them known as Consumer Credit Counseling Service (CCCS)." Also available in Spanish / en Español.
Fifty-one Ways to Save Hundreds on Loans and Credit Cards
Provided by the Federal Deposit Insurance Corporation's FDIC Consumer News service.
Knee Deep in Debt
"Facts for Consumers" from the U.S. Federal Trade Commission (FTC).
Managing Your Debts: How to Regain Financial Health
Pamphlet concerning Fair Debt Collection.
Money Tips for All Ages Your Finances at Different Stages of Life
Sections include: "For Any Age or Stage (Practical Advice for Everyone on How to Save and Manage Money), For Teens (How to Ace Your First Test Managing Real Money in the Real World), For Young Adults (What to Know Before Declaring Your Financial Independence), For Newlyweds (Starting a Household on Solid Ground Financially), At Midlife (Multi-Tasking In Your 30s, 40s or 50s), For Parents (Teaching Children the Financial Facts of Life), Before You Retire (Getting Your Finances Ready for Your Golden Years), After You Retire (Managing Your Expenses on a Fixed or Reduced Income), For Financial Caregivers (Helping Disabled or Elderly Relatives With Money Management, Even From Far Away), For Major Life Events (Ways to Cope Financially During and After a Big Change), For More Help or Information on Managing Your Money." Provided by the Federal Deposit Insurance Corporation's FDIC Consumer News service (PDF format editions of documents also available).
MyMoney.gov: Credit
Educational information and advisories for consumers from various U.S. Government agencies. See also their Retirement Planning page and home page for more related topics.
National Debt
Debt of the United States Government. Information provided by the U.S. Department of Treasury. See also this site from the U.S. Treasury: The Debt to the Penny and Who Holds It: Debt Held by the Public vs. Intragovernmental Holdings
Need Credit or Insurance? Your Credit Score Helps Determine What You'll Pay
Information from the U.S. Federal Trade Commission (FTC).
Out of Work? How to Deal with Creditors
Information from the U.S. Federal Trade Commission (FTC).
U.S. Federal Trade Commission (FTC): Credit & Loans
"This site has information for you, whether you're shopping for a mortgage or auto loan, checking the accuracy of your credit report, dealing with debt collectors, or looking for ways to protect your personal financial information." Sections include: Your Rights - Credit Reporting, Credit Cards & Consumer Loans, Credit Reports & Scoring, In Debt?, Mortgages/Real Estate, Privacy.
See also Investments.



>> Return to Main Menu <<
























Energy & Alternative Energy Sources
Costs, Problems/Solutions, Alternate Sources

Energy Efficiency and Renewable Energy (EERE)
"The EERE mission is to strengthen America's energy security, environmental quality, and economic vitality in public-private partnerships that: Enhance energy efficiency and productivity; Bring clean, reliable and affordable energy technologies to the marketplace; and Make a difference in the everyday lives of Americans by enhancing their energy choices and their quality of life."
Energy Information Administration (EIA): Official Energy Statistics from the U.S. Government
Topics include: winter heating costs, gasoline and diesel prices, energy-specific subsidies, forecasts and analyses, international energy outlook, country energy profiles, state energy profiles, related economic and government news. Provided through the U.S. Department of Energy (DOE).
Energy Savers
"This site provides consumers with free and inexpensive strategies for saving energy and money through the cold months, as well as energy-saving investments that can provide savings over the long term. You'll also find information on financial assistance for energy-saving improvements." Provided through the U.S. Department of Energy (DOE), Office of Energy Efficiency and Renewable Energy (EERE).
Fuel Economy.gov
"Gas mileage (MPG), greenhouse gas emissions, air pollution ratings, and safety information for new and used cars and trucks." Information categories include: Gasoline Prices, Gas Mileage Tips, Hybrid Vehicles, Alternative Fuel Vehicles, Fuel Economy Ratings, Find Your Car's Energy Impact Score, Energy Efficiency, Why Fuel Economy Is Important, Fuel Economy Guide." From the U.S. Department of Energy (DOE).
Going Green: Sustainable Living Resources
Energy sources and issues, alternative energy sources, environmental impacts/considerations, and sustainability issues, and related topics. Web guide by Middletown Thrall Library.
Government Websites about Energy
Web guide by Middletown Thrall Library.
Oil & Peak Oil
Crude Oil, Peak Oil, Oil & Gas Prices, Oil Production, Statistics, Industry, Issues. Web guide by Middletown Thrall Library.
Special Coverage: Gas Prices
Local and global gas prices. Web guide by Middletown Thrall Library.




>> Return to Main Menu <<
























Housing, Foreclosures, Mortgages / Subprime
Assistance, Affordable Housing

American Housing Rescue and Foreclosure Prevention Act of 2008:
Building and Sustaining Homeownership
"Home Maintenance Series" and "Foreclosure Prevention" information for homeowners. From the New York State Consumer Protection Board.
Buying a Foreclosed Home
Contains "valuable tips on navigating your options when buying a foreclosed home." Sections include: Pre-foreclosure, Auctions, Bank-Owned Homes, Buying from Government Agencies. Provided the by Federal Citizen Information Center of the U.S. General Services Administration.
Dynamic Maps of Nonprime Mortgage Conditions in the United States
"The Federal Reserve System offers dynamic maps that show conditions and density of owner-occupied subprime mortgage loans for the states, counties, and zip codes in the United States. The maps are based on data for owner-occupied mortgage loans that have been securitized into a product that is categorized as subprime, based on the grade assigned to the security. The underlying data will be updated periodically." Provided by the Federal Reserve Bank of New York.
Fannie Mae
"Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity and stability to the U.S. housing and mortgage markets."
Fannie & Freddie Takeover
A special report from CNBC.
Federal Housing Finance Agency (FHFA)
See also this press release from the U.S. Treasury Department (September 7, 2008).
Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
"Facts for Consumers" from the U.S. Federal Trade Commission (FTC).
Foreclosures and Mortgages
Blog post featuring a number of U.S. federal and New York State government foreclosure/mortgage resources and consumer advisories. From Thrall's Consumer Information Blog.
Freddie Mac
"Freddie Mac's mission is to provide liquidity, stability and affordability to the housing market."
Ginnie Mae
"Mortgage-backed securities (MBS)." Mission: "To expand affordable housing in America by linking global capital markets to the nation's housing markets."
Homelessness
Information about the Homeless, Poverty, Public Assistance Programs Health, Government Agencies, Organizations, Statistics, and more. Special coverage guide developed by Middletown Thrall Library.
Homeowner Crisis Resource Center
"Homeowners who want to avoid foreclosure or are concerned about their ability to make their mortgage payments can receive immediate assistance." Sections include: Contact a Certified Housing Counselor Today, Avoiding Foreclosure Get a Free Copy of the Consumer Video, Mortgage Reality Check, Useful Homeowner Information and Tools, Consumer Alert: Foreclosure Rescue Scams. Information provided by the National Foundation for Credit Counseling (NFCC). Also available in Spanish / en Español.
Hope for Homeowners Program:
"The HOPE for Homeowners program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans" - from the U.S. Federal Housing Administration (FHA). Please see these websites for information on this program:
Housing and Economic Indicators
"In addition to NAR's own existing-home sales series, NAR Research monitors other indicators such as new-home sales, housing starts, producer prices, mortgage rates and more." Provided by the National Association of Realtors (NAR).
Housing and Economic Recovery Act of 2008 (H.R.3221 - "A bill to provide needed housing reform and for other purposes."):
MakingHomeAffordable.gov
A quote from the White House Blog (March 19, 2000): "At midnight last night the Treasury Department took a great step to ensure that everybody who can take advantage of the President housing plan can do so, helping to put the brakes on the foreclosure crisis, launching MakingHomeAffordable.gov - a site where you can find out everything you need to know about the President?s plan and whether you qualify."
Mortgages: For Home Buyers and Homeowners
Sections include: Federal Housing Administration (FHA) Loan Guarantees, Find the Best Mortgage, Foreclosure - How to Avoid, Housing Counseling, Indian Housing Information, Loans, Mortgage Calculator, Mortgage Comparison Calculator, Mortgage Facts and Tips to Protect Consumers Refinancing Your Mortgage, Reverse Mortgages for Seniors, Rural Americans Housing Assistance, Veterans Loan Guarantees. Directory provided by USA.gov.
New York State: Housing, Mortgages, Real Estate, & Rentals:
Questions and Answers on Home Foreclosure and Debt Cancellation
Information provided by the U.S. Internal Revenue Service (IRS).
Subprime Lending
Information from U.S. Department of Housing and Urban Development (HUD). See also Subprime Lending article from Wikipedia (and note their disclaimer)
Tips for Avoiding Foreclosure
From the U.S. Department of Housing and Urban Development (HUD).
U.S. Department of Housing and Urban Development (HUD)
"HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination." See also HUD's New York information page.
U.S. Federal Reserve System: Mortgage Foreclosure Resources for Consumers
"If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you." See also their Mortages information page for consumers, which includes some information in Spanish (en Español).
Wikipedia Articles on Housing Crisis (please read their disclaimers) :




>> Return to Main Menu <<
























Investments

Consumer Facts: Your Investments
"Consumer Facts About Investments that are not deposits and are not insured by the FDIC." Provided by the Federal Deposit Insurance Corporation (FDIC).
Consumer Information: Money & Investing
Websites featured in Middletown Thrall Library's Consumer Information web guide.
Get the Facts: The SEC's Roadmap to Saving and Investing
From the U.S. Securities and Exchange Commission (SEC).
Investopedia
A financial investment education website provided by Forbes. Includes a Dictionary of economy/business/financial/investment terms, articles, tutorials, a "Stock Simulator," calculators, and more.
Middletown Thrall Library: Investment Guide
Websites on a variety of topics of interest to consumers and current or prospective investors.
MyMoney.gov: Saving and Investing
Financial planning, interest rates, and other considerations for consumers and investors. See also their Financial Planning page and home page for more related topics.
Online Investing
Consumer advisories for anyone interested in conducting investing activities over the Internet. Provided by OnGuardOnline.gov.
Savings Fitness: A Guide To Your Money and Your Financial Future
Tips on financial goal-setting, maintaining investments, and planning for retirement. Provided by the U.S. Department of Labor (DOL). (PDF format: view with Adobe Reader)
Questions You Should Ask About Your Investments... and What To Do If You Run Into Problems
From the U.S. Securities and Exchange Commission (SEC).
Stocks
Definition from InvestorWords.com.
USA.gov: Saving and Investing
News, advisories, consumer resources, and other information published by various U.S. Government agencies.
See also Credit & Debt / Personal Budgeting & Finances.



>> Return to Main Menu <<









Labor, Employment, Unemployment,
Jobs in NY, the United States, & Abroad

InterJob Search
Local, state, and global job searches and databases, career development resources, resume and cover letter preparation. Web guide provided by Middletown Thrall Library.
The International Labour Organization (ILO)
"The International Labour Organization (ILO) is the tripartite UN agency that brings together governments, employers and workers of its member states in common action to promote decent work throughout the world."
Jobs & Unemployment
Topics include: Classifieds and Job Hunting, Departments of Labor, Unemployment Insurance Benefits, Labor, Unemployment Statistics, and the Economy, News and Special Coverage Websites, Layoffs & Job Loss: Web Articles & Advisories Jobs, Employment, Career Development, and Related Information in the Library System. Directory provided by Middletown Thrall Library.
New York State Department of Labor
Includes links to: Unemployment insurance, New York State Worker Compensation Board, New York State Department of Civil Service, Career and Employment Information.
New York State Workforce & Industry Data
"We are the premier source of labor market information in the state. From wages to projections to the latest job figures, the Department of Labor has the most current and accurate labor market information available." Provided by the New York State Department of Labor.
U.S. Bureau of Labor Statistics (BLS):
"The Bureau of Labor Statistics is the principal fact-finding agency for the Federal Government in the broad field of labor economics and statistics."
U.S. Department of Labor (DOL)
News, reports, and statistics




>> Return to Main Menu <<









Economy & Related Topics
Available in the Library Catalog

Click any subject below to explore books, videos,
and other items available in the library catalog.


You can also search the library catalog for a specific economy topic:
Topic:
Search for: economic aspects economic policy

For more help: Please contact Reference or use our Ask a Librarian service.



Please note: While these subject headings link to items
available in the Ramapo Catskill Library System (RCLS),
you are encouraged to try some of the above keywords
in your own library's catalog and in your web searches.




>> Return to Main Menu <<










>Ask a Librarian     >Blogs     >Databases     >Special Coverage Center     >Web Guides     >Home



Valid XHTML 1.0!       Valid CSS!

Special Coverage Web Resource Guide:
The Economy / Global Economic Crisis & Recovery


Copyright © 2008 - 2013 Middletown Thrall Library,
a U.S. Federal Depository Library


(Disclaimer)